Layoffs and their handling by business owners, executives, and directors and officers are front and center in headlines today, prompting employers to take a much-needed closer look at reduction planning and communications. From an insurance liability standpoint, employee termination can most commonly result in claims brought against a business’s Employment Practices Liability insurance (EPLI), though sometimes D&O and Fiduciary coverage can also respond if a CEO or other officer were in breach of their duty to act in the best interest of the shareholders or other stakeholders.